Credit scoring, borrowing resolve attributes, or other individual individual reports: Credit scoring
Did not located qualities that have been advertisedComplaint: Last night, We set an ailment at XXXX XX/XX/2019 Grievance # XXXX from 2 Signature loans which were inaccurately stated as the Constructive Scam to me. Today, I received a message off XXXX XXXX, Assistant Movie director within User Contact Heart fax # XXXX SFFCU. He answered of the saying I will telephone call to handle my points. He put my personal Checking And you will Discounts Savings account Matter During the Committed Number From the Current email address. My personal phone try has just hacked. It creates Identity theft which will be outrageous.As to the reasons Did The guy Do that? And you may how it happened during my complaint count more than end in banging upwards my personal credit0 do to their Constructive Ripoff into Overdraft loan 80 and Unsecured loan 81. I now cannot buy an automobile Today. XXXX XXXX is actually money grubbing and requires becoming fired . knowledge their Staff accomplish Constructive Con with my many years to benefit towards the lender and come up with lookup XXXX to do Constructive Fraud. Sending My Bank account Amount Over the internet I am able to Statement Him Toward Cops. He or she is A silly MANpany Impulse: Organization enjoys responded to an individual together with CFPB and determines not to ever bring a community response Finalized that have cause
Payday loan, label mortgage, otherwise personal loan: Line of credit
Complaint: I received a Personal Loan that ultimately was Constructive fraud. The loan was suppose to be placed into my checking account and I would pay off the credit cards that I choose called peer to peer. But instead Schools First Federal Credit Union payday loans Martinsville made it a Credit Card Rewrite Loan forcing paying off the cards themselves. They misrepresented the loan they gave me in writing. I got loan 81 XX/XX/2018. . They also were lying stating that they only do loans up to 48 months when they do them for up to 60 months. I have XXXX XXXX which was for <$>with interest is <$>at 7.45 %. My loan documents say nothing about a Credit Card Rewrite loan. I paid it down to <$>so far. The loan documents are not accurate do to the CONSTRUCTIVE FRAUD. I always pay. Never late! I was also offered Overdraft Protection on my checking account with them which I was told was not a line of credit. However, if I had insufficient funds it had a 3 % fee which does not affect the credit score. And I was also told the bank does not send out disclosure notices on it. When I finally used it several months later, my statement showed a % rate for the <$>. I called and asked several times for the disclosure notice to be mailed but it was never mailed. Another bank I do business with sent me a disclosure notice on their Overdraft Protection today. It is not a line of credit. The overdraft protection above turned out to be a line of credit from SFFCU. CONSTRUCTIVE FRAUD AGAIN. Again, I was not accurately informed again. It was not for insufficient funds. Also, I was offered a line of credit at 8.49 % elsewhere at <$>at the same time as the <$>. XXXX offer. Why would I take <$>at %? This is Constructive Fraud or IMPLIED DUTY OF GOOD FAITH TODAY SFFCU offered me <$>to correct the interest of <$6.00>on the overdraft protection with new loan options which will r hi n my credot score. However, the issue is they gave me a loan lying about what it really was and deceived me on loan 81 also. I would not have taken it. I will need an email or fax to send documentspany Response: Company believes it acted appropriately as authorized by contract or law Closed with explanation